We build payment systems, trading platforms, digital banking applications, and KYC/AML compliance tools that meet the regulatory and security standards your market demands.
15+ fintech platforms delivered | PCI-DSS, AML/KYC, Stripe, Open Banking
Fintech platforms delivered
PCI-DSS compliant builds
Faster onboarding flows
Response time
WHY CODEFLAMME
RESPONSE TIME
< 24h
We reply to every inquiry within one business day with a structured plan.
Industry Challenges
Compliance gaps, fragile payment rails, and fraud exposure — the risks we design financial products against.
Compliance
Fintech products that miss PCI-DSS, AML, or local financial regulation requirements face fines, licence revocations, and reputational damage that ends businesses.
Non-neg
PCI-DSS, AML & local regs
Scale
Payment systems that process $1M/month reliably fail at $10M if not architected for high throughput, idempotency, and fault tolerance from the start.
10×
volume where fragile rails break
Fraud
Fintech platforms without robust fraud detection, velocity checks, and anomaly detection are targets for financial crime from the moment they go live.
Day 1
exposure without anomaly detection
WHY CODEFLAMME
We know the hesitation. Here's exactly how we're different.
No account managers relaying messages. You're in direct contact with the founder and senior engineers on your project — every sprint, every decision.
The team that scopes your project is the team that ships it. We don't swap engineers mid-project to free them up for someone else.
Your idea and IP are protected from the first real conversation — not after contracts are signed.
Every line of code, every design file, transfers to you on delivery. No licensing, no retained rights, no surprises.
Our Approach
We approach every fintech engagement as a compliance exercise first and a technology exercise second. Before architecture design, we map the applicable regulatory frameworks — PCI-DSS, AML, FCA, SEBI, or local equivalents — and build compliance into the system design. Transaction flows are designed for idempotency and auditability from day one, not retrofitted after a compliance audit.
Solutions We Build
Payments, wallets, trading platforms, and compliance tooling — architected for regulatory scrutiny from day one.
8 solutions — scroll to compare what we build for your sector.
Custom payment gateway development and third-party integration (Stripe, Adyen, Checkout.com) with full PCI-DSS compliant card handling.
Mobile and web wallet applications with peer-to-peer transfer, multi-currency support, and real-time balance management.
Order management systems, portfolio dashboards, real-time price feeds, and brokerage account management tools.
Automated document verification, liveness detection, PEP/sanctions screening, and KYC workflow management systems.
Transaction monitoring, velocity checking, anomaly detection, and SAR generation for financial crime compliance.
PSD2-compliant open banking integrations, account aggregation, and payment initiation via Open Banking APIs.
Digital lending platforms with credit scoring models, loan origination workflows, and repayment management.
Automated regulatory report generation for FCA, SEC, RBI, and other applicable regulators in your jurisdiction.
Relevant Services
Secure engineering, mobile banking, and AI — the stack we deploy most for fintech products.
Trading platforms, banking dashboards, and financial portals
Digital banking apps, wallet apps, and investment apps
Fraud detection models, credit scoring, and anomaly detection
Penetration testing, PCI-DSS audit support, and secure code review
Technology Stack
A pragmatic, battle-tested stack — chosen per project for performance, maintainability, and long-term cost.
LAYERS
06
TOOLS
30
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Compliance
Financial-grade compliance built into payment flows, KYC, and data architecture.
Full PCI-DSS Level 1 compliance architecture — cardholder data environment scoping, network segmentation, encryption at rest and in transit, and tokenisation.
Anti-money laundering programme design, KYC workflow implementation, PEP and sanctions screening integration, and SAR generation workflows.
Data minimisation, consent management, data subject rights workflows, and privacy by design architecture for EU and UK financial products.
PSD2-compliant strong customer authentication (SCA) and open banking API integration for EU/UK payment services.
Security controls and audit logging designed to support SOC 2 Type II certification for financial SaaS products.
FAQ
Can't find what you need? Talk directly with our team.
Book a Discovery CallPayment gateways, digital wallets, money transfer platforms, trading systems, KYC/AML tools, open banking integrations, digital lending platforms, and regulatory reporting systems.
Related Industries
Tell us what you are building. We will respond within 24 hours with a clear, honest assessment — no pressure, no sales pitch.
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